Friday Sales. Saturday Deposit.
Your store doesn’t stop selling because the weekend started.
So why should you have to wait until the next banking day to access money you already earned?
With Faster Deposits & Funding through SuperSonic Pay, eligible credit and debit card sales can reach your bank by 9 AM the following day when your funding request is submitted by 10 PM EST and your bank is eligible.
That includes weekends.
You Made the Sale. How Long Until You Can Use the Money?
A busy Friday can be one of your strongest sales days.
But the store still needs inventory on Saturday.
Employees still need to be paid.
Vendors still expect payment.
And unexpected expenses do not wait for the traditional banking week.
The time between making a sale and actually having access to those funds matters.
The Weekend Can Create a Cash Flow Gap
Think about a retailer that does some of its highest volume Friday through Sunday.
Thousands of dollars may move through the register while the business is simultaneously paying for inventory, labor, supplies and operating expenses.
When card deposits take longer to reach the bank, the business can end up waiting on revenue it has already earned.
That delay may only be a day or two.
But for an owner managing tight margins and constant expenses, a day or two can matter.
Faster Deposits Shorten the Wait
SuperSonic Faster Deposits & Funding is designed to reduce that gap.
The process is straightforward:
1. Accept
Process eligible credit and debit card transactions through SuperSonic Pay as usual.
2. Submit
Submit the eligible funding request by the 10 PM EST cutoff.
3. Receive
If your bank qualifies, those funds can reach your account by 9 AM EST the following day.
That means an eligible request submitted Friday night can arrive Saturday morning.
Saturday’s eligible sales can arrive Sunday morning.
You do not automatically have to wait until Monday just because your busiest days happened over the weekend.
Faster Access Gives You More Room to Operate
Getting your deposits sooner is not just about seeing a higher bank balance.
It is about having more flexibility to use revenue when the business needs it.
Faster access to card sales can help you:
- Restock inventory sooner
- Pay vendors without waiting on settlement
- Keep payroll and operating expenses moving
- Handle unexpected expenses
- Reinvest revenue into the store faster
- Reduce the gap between making a sale and accessing the money
The sale already happened.
The question is how quickly that revenue can go back to work.
And You’re Not Paying Another Funding Fee for Speed
Some expedited funding options charge merchants an additional transfer or funding fee to receive their money faster.
For eligible merchants, SuperSonic Faster Deposits & Funding does not add an additional funding fee for qualifying faster deposits.
Normal payment-processing fees still apply.
Retail Reality Check
Ask yourself:
- How long does it normally take your card sales to reach your bank?
- What happens to Friday and Saturday sales?
- Are you waiting on deposits while paying vendors or ordering inventory?
- Would having yesterday’s eligible card revenue available the next morning give you more flexibility?
- Are you paying extra somewhere else just to get your own sales faster?
Cash flow is not only about how much money your business makes.
Timing matters too.
The Fast Lane Highlights
Here’s what’s happening across the industry. 👇
Same Day ACH Volume Jumps Nearly 37%
Businesses are moving money faster. Nacha reported that Same Day ACH volume increased 36.7% year over year in Q3 2026, reaching 470.4 million payments worth $1.3 trillion. The continued growth reflects increasing demand for faster access to funds and shorter settlement windows across the economy. Published October 20.
Source: Nacha
Instant Payments Are Changing How Businesses Use Their Bank Accounts
New data from Amplify Credit Union found that business accounts receiving at least one instant payment grew 25% faster after the credit union enabled real-time payment receiving. The results are another signal that businesses increasingly value faster access to incoming money, not simply faster ways to send it. Published October 22.
Source: PYMNTS
Businesses Are Borrowing More to Manage Cash Flow
Cash-flow timing is becoming a bigger concern for businesses. New PYMNTS Intelligence research found that 61% of surveyed North American middle-market firms use at least two working-capital solutions, while cash-flow management and emergencies accounted for 45% of borrowing motivations. The report also found that seven in ten firms cited uncertainty around when customer payments would arrive. Published October 28.
Source: PYMNTS
Stay tuned for more news!
Your Money Should Move at the Speed of Your Store
You already made the sale.
You should not have to wait longer than necessary to put that revenue back into your business.
With SuperSonic Faster Deposits & Funding, eligible merchants can receive qualifying card deposits by 9 AM the following day, including weekends, when requirements are met.
Find out whether your bank qualifies and what faster funding could look like for your store.
